If someone depends on you financially, you likely need it.
To protect individuals and families from the high costs of health care.
To pay a share of the medical expenses
Long Term care
If you are age 65 and older you will require it
Financial security, Growth potential, A variety of income options, etc.
Comprehensive and high-quality group benefits for employees
How does health insurance work?
The health insurance system in the US is similar to other kinds of insurance. You choose a plan that works for your specific situation, pay a monthly premium, and the insurer will assume risk on your behalf. The benefits of the policy vary depending on the details of your policy. There are various factors that affect the cost/benefit levels of your health insurance plan, including: premium, deductible, co-payment, coinsurance, and exclusions.